UK Premium Bonds are a government-backed savings product issued by National Savings and Investments (NS&I). They stand out because instead of paying interest, they offer the chance to win tax-free prizes ranging from £25 to £1 million in monthly draws. Pros: Safety: As they are backed by the UK government, Premium Bonds are considered one of the safest investment options. Tax-Free Prizes: Any winnings are exempt from UK tax, making them attractive for higher or additional rate taxpayers. Accessi
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