Most people overpay in taxes because they never learn the strategies the tax code already allows. Here’s a quick breakdown of some of the most common (and completely legal) ways business owners and real estate investors save thousands every year — when structured correctly: Solo 401(k): Contribute up to $70,000 in 2025 between employee employer contributions. One of the biggest deductions available to business owners. Note: rental real estate alone is not earned income and does not qualify. HSA:
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