What Is a Debt-to-Income Ratio (DTI)?
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💡 Understanding Your Debt-to-Income Ratio: The Key to Unlocking Homeownership If you’ve ever applied for a mortgage (or even thought about it), you’ve probably heard the term Debt-to-Income Ratio, or DTI. But what does it really mean — and how does it impact your ability to buy a home? Let’s break it down step-by-step. ⸻ 🧮 What Is Debt-to-Income Ratio (DTI)? Your DTI is a simple way for lenders to measure how much of your monthly income is already spoken for by debt. In other words, it tells t
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