The 7 Baby Steps are a proven, step-by-step plan to take control of your money and build wealth. First, save $1,000 as a starter emergency fund. Then, knock out all debt except your house. Once you’re debt-free, build up 3–6 months of expenses. From there, you’ll invest, save for college, and pay off your home early so you can live and give like no one else. Follow this plan and you’ll change your life forever. | Dave Ramsey

Budgeting is more than just making a list of what you can and can’t spend. A budget will help you make sure your money is going toward the right things, and you’ll be able to find places where you can cut back your spending. Then you can spend your money on the things you really care about. | Dave Ramsey

This right here is what freedom sounds like! Thousands of you—who worked, sacrificed, and pushed through to become debt-free—just did the biggest debt-free scream in history. You’ve followed the 7 Baby Steps, you’ve said NO to debt, and now you get to say YES to the life you’ve always dreamed of. YOU ALL are the heroes of this story. You fought to change your family tree, and today, we’re celebrating you. When you live like no one else, later you get to live (and cruise!) like no one else. Way t

Amanda and Brad paid off $130,000 and now they’re debt-free! They visited The Ramsey Show to do their Debt-Free Scream. Way to go, you two! | Dave Ramsey