Turned down for traditional home equity financing? You may still qualify with Point. Many homeowners are denied traditional equity products due to income or credit requirements. Point’s Home Equity Investment works differently — there’s no income verification, and you don’t need perfect credit to qualify. 🏡 How it works: You get a lump sum of cash upfront. Use it however you need — from paying off high-interest debt to funding renovations or getting financial breathing room. You stay in control