A commercial lines prospect has a business income limit of 12 months actual loss with a 72-hour waiting period. This is an additional coverage under the property section of the business owners policy. Although the prospect has a limit on business income, they do not have a limit on their building, only on business personal property (BPP). The agent does not see any exclusions in the policy regarding business income and property limits, just that the business income will only be paid out in the e
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