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The student loan system has rightly been denounced in our pages as being in need of reform. Anyone who went to university between 2012 and 2023 — of which I was the first year — came away with a debt burden that is halfway between a graduate tax and a perverse mortgage with no property attached, under which the more you earn, the higher your interest rate. There are now four million of us Plan 2ers, a chunky overtaxed voting bloc at the next election. I am all for paying for my own education, bu
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