
401(k) vs. IRA: What’s the Difference? - Investopedia
Nov 17, 2025 · Both 401 (k)s and IRAs can help set you up for retirement but they have some key differences. Their rules, contribution limits, and investment options vary.
IRA vs. 401 (k): What's the difference? | Fidelity
Aug 27, 2025 · Deciding whether to save for retirement with an IRA or a 401 (k)-or both-can be a hard decision. Here's what you need to know about both types of accounts.
401(k) vs. IRA: Which Is Better for You? - The Motley Fool
Nov 24, 2025 · 401 (k)s generally allow higher contributions but offer fewer investment options, whereas IRAs have lower contribution limits -- and income caps for high earners -- but offer the opportunity...
IRA vs. 401(k): Which is better? - NerdWallet
Oct 30, 2025 · Which account to prioritize depends on a few factors, starting with the differences between the accounts, and then your budget and financial priorities. 401 (k) plan. Offered through an...
IRA Versus 401 (k): Which Is Better? | Retirement | U.S. News
Aug 12, 2025 · Here's a look at the differences between an IRA and 401 (k) plan. Finding the right retirement plan takes time and consideration. A 401 (k) is offered through employers, while an IRA is...
IRA vs. 401(k): Which retirement plan is better? - Bankrate
May 22, 2025 · Below are the key ways in which a 401 (k) and an IRA differ, including which one may be a better fit for your personal retirement situation. What is an IRA? An IRA is an individual...
401(k) vs IRA | Overview, Comparison, Benefits, and Drawbacks
Jan 14, 2025 · 401 (k) plans and IRAs are both retirement savings accounts that offer tax benefits, but there are some key differences between the two. The IRS sets annual contribution limits for both 401 …