Speaking as a thirty-something, I feel like there’s a certain magic (and pressure) that comes with being in your thirties. You’re likely earning more than you did a decade ago, maybe climbing the ...

Debt consolidation combines multiple debts into a single, more manageable payment, often with a lower interest rate. This can be done through loans, balance transfers, or other methods. Are you tired ...

Falling behind on your debt can be frightening. You may wonder if the creditor will come for your property or sue you. Sometimes, you don’t even realize you owe a debt before a credit collection ...

Being a cosigner can improve your credit history through positive account management—but it also carries risks, such as financial liability for the debt and negative impacts on your credit score if ...

If you’re trying to stick to a budget but still want to build your credit, you’ve likely wondered what you should use your credit card for. While you can use your credit card to pay for just about ...

Sources: Nolo and InCharge Debt Solutions Factors Affecting a Debt Collector’s Decision to Sue While the statute of limitations sets the outer boundary, debt collectors consider several factors before ...

According to U.S. News & World Report, 66% of divorced people had shared debt with their ex-spouse. This can complicate financial situations as both parties are still liable for the debt even after ...

No-credit-check loans are commonly offered by payday lenders or other companies that offer extremely high interest rates or require you to put down something of value as collateral. Generally, most ...

You can get an apartment with bad credit, but it may take some strategizing. Apartment applicants with low credit scores can boost their odds by applying with a cosigner, paying more upfront, offering ...

The average American net worth varies due to many factors, with some people making far more than others. If you’re behind the national average, it may seem difficult to catch up, but whether you have ...

When you first get approved for a new credit card, it can be disheartening to see a low credit card limit, especially if you compare it to the average credit card limit in America. Credit card limits ...

Building credit with credit cards can be an excellent way to achieve financial independence, earn rewards, and make significant purchases. However, a few aspects may not be straightforward, such as ...