LA residents rushing to flee wildfires this week faced choke points, gridlock and the tough decision of whether to abandon their cars to the fire.

The wildfires that destroyed homes in multiple sections of the Los Angeles area will test California’s efforts to stabilize the state’s insurance marketplace after many insurers stopped issuing residential policies due to the high fire risk.

The deadly fires have destroyed at least 1,000 homes, businesses, and other structures, according to Los Angeles County Fire Chief Anthony Marrone.