Before filing for bankruptcy, you need to know what debts must be disclosed and what happens if you leave some out.

When debts reach the point of becoming unmanageable, bankruptcy can be an option. This is usually seen as a last resort, as ...

When monthly income is eaten up by mortgage, loan payments and ongoing bills, and you need to borrow more to pay existing ...

In a Chapter 7 bankruptcy, creditors may seize assets to repay your debt. However, these assets are subject to federal and ...

A Mesa man got a notification from his credit card companies that that they were closing his account because they said he filed for bankruptcy. So he called Gary Harper and the On Your Side for help.

Gen Z has seen its credit score drop more than any other generation over the past year, largely because of student loan debt ...

Bankruptcy doesn't have to mean financial doom. While your credit score took a serious hit, thousands of people successfully ...

A student of mine—let’s call her Emily—asked me that question at the end of one class last year. We had recently finished a test on factoring, which she had been struggling with. When I handed back ...

As of July 2025, a federal judge abolished proposed federal rules to remove medical debt from consumer credit reports. Medical debt over $500 will still appear on credit reports after one year in ...

Bankruptcy can stay on your credit report for up to ten years, making it harder to qualify for loans, rent an apartment, or even secure some jobs. This long-lasting mark means higher interest rates ...

Travel notices can help prevent your credit card transactions from being declined when you're on vacation. Some major credit issuers like American Express, Chase and Capital One no longer ask for ...

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