Average CD rates have been declining month-over-month during 2025, according to Federal Reserve data — and yet there are ...

Before depositing $10,000 into either account, it's worth considering the interest-earning potential of each now.

CD rates today are holding steady at impressive highs — grab up to 4.71% APY while you can. Lock in a great return before the ...

One of the biggest factors influencing current CD rates is the federal-funds rate. As the Federal Reserve began cutting its ...

Open a new bank account today and earn a top interest rate. Our experts have researched the best rates on checking, savings, and CD accounts to help you maximize your earnings.

A $10,000 deposit in a 12-month CD at today's top rate would earn about $440 in guaranteed interest by February 2026 — regardless of how many times rates fall in the months ahead.

Opening a CD can ensure you lock in strong interest rates in case of rate drops. Online banks and credit unions with strong CDs are offering rates between 4.50% and 5.00% APY.

The best interest rates on CDs—certificates of deposit—pay up to 9.57% today, based on certificate term lengths. Here’s an overview of how CD rates are changing, followed by a guide to the ...

Interest rate trends Today’s CD rates from national banks top out around a 5.4% yield. This is the highest CD rates have been since the 2008 financial crisis. Yields were near zero for much of ...

Certificates of deposit (CDs) have been a saver’s delight as the Federal Reserve hiked its benchmark, short-term federal funds rate eleven times between March 2022 and July 2023 to 5.25% –5.5% ...

Best CD Rates Today - Score a High Interest Rate While You Still Can, June 3, 2024 APYs up to 5.35% won't last forever. Here's where you can find them and maxmize your earning potential.

The Fed began raising rates in March 2022, and to date, it has raised rates by 5.25%. If the Fed continues to raise rates, CD APYs could rise even further.