The refurbished Microsoft Surface Book 3 (2020) starts at $699.99 and features a 10th Gen Intel i7, NVIDIA GTX 1650 graphics, up to 32GB RAM, and a detachable touchscreen that doubles as a tablet.

It’s always better to give than it is to receive, but sometimes gifting loved ones can do real damage to your bank account.

That 32GB of DDR4 RAM is the real game-changer here: Most budget laptops ship with 8GB or maybe 16GB, which forces you to close applications constantly to avoid lag. This much memory future-proofs the ...