Fannie Mae and Freddie Mac will now allow lenders to use VantageScore, as well as FICO scores, when underwriting loans.

The Commercial Mortgage-Backed Securities (CMBS) market is now a $1.8 trillion financial pillar underpinning vast swaths of the United States’ commercial real estate sector. Yet, it remains opaque to ...

Rate Mortgage Trust is coming to market with its second issue of prime jumbo U.S. residential mortgage-backed securities this ...

Customers with past-due balances who are at or below 300% of the federal poverty level, or nonprofits with past-due balances ...

Allowing crypto to be counted as an asset to qualify for a mortgage could open doors for buyers, but sources say they're ...

The benchmark 30-year fixed mortgage now stands at 7.02% after rising 6 basis points since last week. The current rates mark a sizable increase since hitting 7.80% in early October 2023, according ...

Mortgage-backed securities (MBS) offer a promising solution. By pooling numerous loans and slicing them into tradable, bond-like securities, intermediaries, such as investment banks, can revitalize ...

For example, if the Treasury yield is 4.5%, the mortgage rates might be closer to 6.5%. Note that the mortgage rates move in tandem with the Treasury yield, but opposite to the Treasury rate.

Mayfield adds that international factors could drive mortgage rates up. "China is a major holder of U.S. Treasuries and mortgage-backed securities," she says.

For example, if funding costs were 4% and it bought a mortgage-backed security with a 7% yield, it would earn a 3% spread on its investment.

Trump could order the Treasury Department to start buying mortgage-backed securities, like when the Federal Reserve bought roughly $1.45 trillion of MBSs during the Great Recession.