For the homeowner who has been waiting for interest rates to come down before refinancing, it can feel like a frustrating ...

SoFi reports that home equity loans include fixed-rate loans, HELOCs, and cash-out refinancing, with options varying based on financial needs.

A cash-out refinance replaces your current mortgage with a new, larger one. It includes the remaining balance of your original loan plus an additional amount that you’ll withdraw in cash. This cash ...

Refinancing your mortgage comes with tax implications, but also opportunities to deduct certain expenses on your return.

As of September 24, 2025, the average home equity loan rate is 8.19%, according to Bankrate’s regular survey of rates. The average range is between 5.49% and 10.75%. Home equity loan interest rates ...

American homeowners are sitting on a record pile of housing wealth, and more of it is within reach. ICE Mortgage Technology's ...

Home equity loan rates are also typically lower than the rates offered on credit cards or personal loans, but they may be ...

Mortgage refinancing rates are still elevated. Here's how homeowners can affordably borrow equity in the interim.

Mortgage Research Center. The average rate on a 15-year mortgage refinance is 5.46%. On a 20-year mortgage refinance, the ...

How does a home equity loan work? First, it’s important to understand that the term home equity loan is simply a catchall for the different ways the equity in your home can be used to access cash. The ...