A 609 letter is a way to request verification of the accuracy of the accounts listed on your credit reports. While they’re ...

Cleaning up your credit reports by getting errors fixed and taking steps to address any legitimate negative information can help you improve your credit file. A clean credit report shows you’re a ...

As more people fund their purchases with BNPL loans, they’re starting to appear on credit reports, but they won’t affect your credit score for now. Here’s what to watch out for.

If you can't pay the full balance owed but want to resolve the debt, negotiating a settlement for less than the total amount ...

A new study finds that tenants who pay their rent on time can see “significant increases” if the payments are reported to ...

If you have the cash available, paying off the entire charged-off balance is often the cleanest solution to dealing with this ...

Debt collectors may cross legal lines with threats, harassment and deception. Know the red flags (and your rights).

The federal debt is $36.2 trillion. If that amount were divided among every American we’d each owe $106,000. The Congressional Budget Office reports that the tax and spending bill passed by ...

Re “National debt” (Your Views, June 3): A recent letter closed with, “To set our nation back on the path of fiscal responsibility, hard decisions resulting in sacrifice absolutely must be made.

Credit card companies and debt collectors may forgive some of your debt if you have a significant financial hardship. You can negotiate your debts yourself, or get help from a professional service.

Credit card companies and debt collectors may forgive some of your debt if you have a significant financial hardship. You can negotiate your debts yourself, or get help from a professional service.