People with poor credit tend to fall into certain traps. Read on to see what they are, and learn how to avoid them.

Americans are putting more on plastic, a sign that household cash flow is shaky and spending is unsustainable.

The Consumer Financial Protection Bureau wants to eliminate all medical debt from credit reports. Will President-elect Trump ...

Americans tend to overspend during the holiday season. In fact, some shoppers are still paying off last year’s purchases.

Frequent Delta flyers have the best chance at getting the full value from a SkyMiles card. Many or all of the products on this page are from partners who compensate us when you click to or take an ...

What is credit card debt settlement? Creditors may agree to settle your debt for less than you owe if they think you can’t ...

Your credit card number usually consists of 15 or 16 digits, depending on the issuer. Every number of your credit card account conveys information, such as the industry, routing information for ...

Credit card debt is common, but paying high interest rates on your balance can get expensive. According to the Fed, credit cards have an average APR of 16.28%, and your cards might have higher or ...

A credit union is a not-for-profit financial institution that’s owned by its members. Credit unions are similar to banks in that they often provide the same kinds of financial products like ...

Some families with private insurance have been left behind by the major health care reforms of the last few years, putting ...

Choncé is a personal finance freelance writer who enjoys writing about credit cards, mortgages, personal loans, debt management. Having a background in journalism, she decided to dive deep into ...

Their house in Springfield, Illinois, is adorned with family portraits and ... payments on their credit cards, which has led them to incur around $18,000 in credit card debt since the twins ...