Having cash value in a life insurance policy may sound like a good thing. But you don't always need it, and you may not want to pay for it.

Most permanent life insurance policies include a cash value. Learn more about cash value life insurance and whether it’s right for you.

Cash value life insurance provides both lifelong coverage and an investment account. Learn how to maximize the cash value in whole or universal life insurance.

Fact checked by Vikki Velasquez Life insurance provides a safety net for your loved ones when you die. In certain circumstances, life insurance can also benefit you while you're alive. Some permanent ...

Cash value life insurance combines lifelong coverage with a savings component. The savings accumulate over time and can be accessed through loans or withdrawals. Premiums for cash value life ...

You can take cash out of your life insurance policy, but make sure you understand the potential consequences first.

Cash value builds as you pay premiums on permanent life insurance. Learn how it works, its benefits, drawbacks, and who it's best for in 2025.

Cash value life insurance offers benefits during your lifetime and after your death, but it can be expensive. Here’s a detailed look at its pros and cons.

We look at the guarantees within whole life insurance policies and options for accessing the cash value. Here are ways to decide if whole life is right for you.

The heavy fees involved with cash-value life insurance can really drag down your returns. Especially when you consider that index mutual funds often have annual expenses under 0.5%, and many ...

Some life insurance policies have a cash value portion that you can use as an additional source of wealth. Here's how.