If the applicant qualifies for a loan, the lender will send a loan agreement for them to sign. Borrowers and their barndominium builders may want to double-check construction requirements with the ...

This as-told-to essay is based on a conversation with Lacey Harwood, a 39-year-old "barndominium" owner based one hour outside of Houston. It has been edited for length and clarity. In 2010 ...