Together the Eaton and Palisades fires have burned almost 40,000 acres, destroying thousands of homes and businesses, and killing 28 people. They've also burned through several beloved hiking areas.

An economist's harrowing escape from fire, and her big ideas to rescue California from its insurance doom spiral.

In Eaton Canyon, a beloved hiking area, more than two dozen trails appear to have burned, including those leading to Millard ...