Although the restricted application is a very valuable tool to use in your Social Security claiming strategy, it needs to be implemented strategically to optimize the results.

Replace a “restricted” Social Security card with an “unrestricted” one, if the applicant qualifies. Receive a card with an updated name if the non-U.S. citizen’s legal name has been changed.

Q: My wife and I scheduled an appointment at the Social Security Administration to apply for file and suspend and restricted application. My wife turned 62 last August and I turned 63 last ...

The restricted application applies to persons born before Jan. 2, 1954. The reason for the January 2 cutoff is that Social Security considers your birth month to be on the day prior to your actual ...

Home; Retirement; Social Security; Restricted Application Social Security Strategy Is on Its Way Out. If you're a boomer turning 66 in 2019, you should take advantage of this claiming strategy to ...

Under the new law, Mark Orr, a certified financial planner and author of Social Security Income Planning: The Baby Boomer's Guide to Maximize Your Retirement Benefits, says anyone age 62 or older ...

Because you were was born before Jan. 1, 1954, you are eligible to file a restricted application for Social Security benefits, says Bruce Tannahill, director of estate and business planning at ...

Restricted Spousal Benefit -- Breadwinner is Younger. Gina is 62 and was offered an early retirement package from her employer in 2018. Gina's individual Social Security benefit is $1,800.

The Social Security provision is called filing a restricted application to receive spousal benefits. It was eliminated except for older Americans when Social Security was revised in 2015.

A "restricted application" for Social Security benefits can be a smart move. TODAY's financial editor Jean Chatzky explains. Stay Cool, Calm and Sand-Free at the Beach With These Bestsellers, From $6.

Sam Johnson's Social Security fix 01:55. When a widow chooses to file a restricted application, she's electing to initially claim her survivor benefits and delay applying for her own benefits ...