The Federal Reserve Bank of New York's Center for Microeconomic Data has released its latest Quarterly Report on Household ...

People with poor credit tend to fall into certain traps. Read on to see what they are, and learn how to avoid them.

Americans are putting more on plastic, a sign that household cash flow is shaky and spending is unsustainable.

The psychology of financial decisions means we often make expensive mistakes when it comes to choosing loans and credit cards ...

Having a good credit score is important for credit card and personal loan applications, but banks also evaluate residency, ...

A credit default can be a setback, but with the right steps, you can restore and improve your credit score. Discover key ...

Credit card debt, on the other hand, has the potential to hurt your ... when it exceeds 30%), your credit score can sustain damage even if you never miss a payment. With a personal loan, your credit ...

Thirty percent of student loan borrowers have gone without food or other essentials due to their monthly bills, the Consumer ...

Americans' credit card debt has hit a record high, the Federal Reserve of New York said in a report released this week.

Total U.S. household debt increased $147 billion in the third quarter, with 3.5% of outstanding debt in some stage of ...

Credit Card Users Are Still Paying Off Last Year’s Holiday Debt Americans tend to overspend during the holiday season. In ...

As the interest charges compound, it's easy for this type of debt to grow out of control, especially given today's rates. But ...