There's only one home equity borrowing product, however, that's arguably more beneficial than those two options and also ...

You could lose your home if you fail to repay your loan, but there are steps to take that can avoid that scenario.

You can refinance a home equity and, with rates currently in decline, now might be a good time to do it. Refinancing a home ...

Your equity equals your home's current value minus the amount you owe on it. You can borrow against this equity, preferably ...