The first-ever 12-team College Football Playoff is down to just four schools, and only three games remain before a national champion is crowned. Though the season is winding down, there is plenty of drama left to unfold,

The College Football Playoff semifinals feature classic brands in rare matchups that should make for riveting games leading up to the CFP championship game on Jan. 20. It also features four of the top-five scoring defenses in the FBS.

But here at ESPN bowl prediction headquarters in downtown Indianapolis, we're not afraid of any circumstances. So let's get to the picks, from campus CFP sites through traditional bowls and all the way to the national title game on Jan. 20 in Atlanta.