A 609 letter is a way to request verification of the accuracy of the accounts listed on your credit reports. While they’re ...

Debt collectors may cross legal lines with threats, harassment and deception. Know the red flags (and your rights).

If you have the cash available, paying off the entire charged-off balance is often the cleanest solution to dealing with this ...

Standout features: The Clean Slate plan includes unlimited challenges to the three credit bureaus, ... cease and desist letters, debt validation letters, credit-building tools and more.

The three major credit bureaus, Experian, TransUnion and Equifax, all collect data on credit activity. From how much debt you ...

If you do not owe any amount, file a complaint with the FTC, FCC, and Better Business Bureau, ask them to provide a debt validation letter (search the internet for a sample).

Debt collectors can't legally threaten to arrest you, garnish your wages or seize your property unless they have the legal ...

Hooker Furnishings Corporation misses on earnings expectations. Reported EPS is $-0.29 EPS, expectations were $-0.16.

If you can't pay the full balance owed but want to resolve the debt, negotiating a settlement for less than the total amount ...

Credit scores directly affect debt consolidation rates and the cost of consolidating debt. Evaluate your credit score and ...

As more people fund their purchases with BNPL loans, they’re starting to appear on credit reports, but they won’t affect your credit score for now. Here’s what to watch out for.

An effort to clear medical debt from people’s credit reports has lost its primary supporter, making the rule far more likely to be defanged or dropped altogether. The rule was promulgated by the ...