A credit card is not an extension of your income. My dad told me not to carry debt, always pay on time, and charge manageable ...

Credit Card Users Are Still Paying Off Last Year’s Holiday Debt Americans tend to overspend during the holiday season. In ...

If you're struggling with credit card debt, you're not alone ... $5,896 you might spend if it takes you five years to pay off a credit card at 20%. Click here for a list of the best personal ...

While that amount of debt may seem striking compared to how much Americans earn per year ... to a 0% APR credit card that offers no interest for up to 20 months. The Citi Simplicity® Card ...

Collectively, Americans owe a record $1.17 trillion on their credit cards, according to a new report from the Federal Reserve ...

including credit card debt, personal loan debt and medical debt. Medical debt won't affect your credit score until after a full year in collections, and even then only if it is more than $500.

That's a pretty notable increase from a year prior, when the average credit card balance was $5,947. Of course, the problem ...

Plus, you could get your funds from a SoFi debt consolidation ... and come with terms from two to five years. Happy Money also provides the option to pay your credit card issuer directly.