Natalia Gdovskaia / Getty Images If you're a fan of CD laddering, you've probably been enjoying the high annual percentage yields (APYs) of 2023 and 2024. However, with the Federal Reserve ...

But, a certificate of deposit (CD) can help. That's because today's leading accounts come with higher returns than the current inflation rate. However, strong current returns aren't the only ...

Commissions do not affect our editors' opinions or evaluations. After climbing for the past couple of years, CD rates have been slowly declining in 2024. CD rates tend to track the federal funds rate.

Interest is compounded daily and is credited monthly. You can withdraw interest earned at any time during your CD term without penalty. CDs automatically renew at maturity. Synchrony customers ...

If you click on links we provide, we may receive compensation. Truist Bank offers a simple CD account with several potential interest rate tiers Thomas J Catalano is a CFP and Registered ...

Business Insider's personal finance team monitors the best banks and credit unions each day to help you open the right 5-year CD for you. The best 5-year CD rates far outpace the national average ...

If you're looking for the best 2-year CD rates, you'll likely find them at online banks and credit unions. These financial institutions can far outpace the average APY (Annual Percentage Yield ...

Banks may offer promotional CD rates as their most competitive yields, but they aren't generally for the most common CD terms. Many, or all, of the products featured on this page are from our ...

CNBC Select will update as changes are made public. If you're looking for a safe place to park significant savings, a jumbo CD can be a good choice. Most jumbo CDs require a minimum deposit of at ...

Most CD options require a single deposit and don’t allow additional deposits, so you’ll need to gather your funds before opening an account. When you’re ready to open a CD, compare the best ...

So how could the Fed's moves — and any other economic changes that occur — impact the CD account interest rate landscape this year? Here's what experts say could happen with CD rates in 2025.

A certificate of deposit, or CD, lets you lock in an interest rate for a fixed amount of time. This guaranteed rate can provide you with a sense of security, but the flip side of that coin is that ...