Fact checked by Betsy Petrick Key Takeaways Your credit report includes your personal details, information about your credit ...

Question #5 of GOBankingRates’ Top 100 Money Experts Series What’s the difference between a credit score and a credit report, and how does each affect my finances? If there’s one thing you know about ...

Current reports that medical debt's impact on credit scores is confusing due to recent legal changes. Consumers should be ...

Learn what a charge-off means, its effect on your credit score, and possible ways to remove it from your credit report to ...

Credit scores are based on information in your credit report, so it's important to make sure your credit report is complete and accurate.

Learn about soft credit inquiries, how they differ from hard inquiries, who can initiate them, and how they affect your credit report and score.

A student credit card, when used responsibly, can help you establish a credit history, build your credit score and develop ...

Contrary to what you might expect, your credit report does not contain your credit score. But it does offer a lot of other valuable information.

The fact that my credit score is above 800 isn't an accident. Read on to see why my score is as high as it is.

Freedom Debt Relief reports that credit utilization affects scores; keep it under 30% for better credit health and check reports regularly for accuracy.

Complaints about errors in credit reports have shot up. Here’s why — and how to fix them.

The average credit score in February 2025 was 715, according to FICO, the data analytics firm whose scoring models are used in 90% of lending decisions. That's compared to 716 in January 2025 and ...