A Roth IRA can be a smart move for your investments, but make sure you're following the rules.

Unlike traditional IRAs, Roth IRAs offer tax-free growth and tax-free withdrawals in retirement. These unique tax advantages can lead to significant savings for the investor, making it an ...

Qualified Roth IRA withdrawals, however, are tax-free. Eligibility to contribute to a Roth IRA is based on your income.

The key figure for Roth IRA eligibility is your "modified adjusted gross income," which is your adjusted gross income -- the last line on the first page of your 1040 -- with a few adjustments.

For parents of college-bound children, Roth IRA conversions need to be timed wisely to maximize the Roth conversion for retirement and college aid eligibility to help pay for their children's ...

As an eligible designated beneficiary, you can choose between the 10-year rule and the single life expectancy option for your inherited Roth IRA.

Plan for your future and learn about a Roth individual retirement account (IRA) and its contribution limits. Decide if it's the right account for you.

Home Retirement Retirement Plans Roth IRAs How Roth IRAs Affect Financial-Aid Eligibility The money isn't considered an asset, even if it's in your child's name.

Growing up, my parents started a Roth IRA for me. I have been contributing several thousand dollars a year to that Roth since high school. I now have the option at work to convert my 401 (k) to a ...