Americans are in a tough spot right now when it comes to debt. According to the latest Household Debt and Credit Report, the total household debt hit $18.2 trillion in Q1 2025, and credit card ...

Learn about securing a mortgage loan after bankruptcy, from rebuilding credit to understanding lender requirements. Learn its ...

When struggling borrowers can no longer pay their creditors and they’ve expended all available options, the courts may allow them to reorganize their debts and protect some of their assets through ...

Jeanine Skowronski is an editor, writer, and journalist with more than 15 years of experience in personal finance and business, including roles at Bankrate, CreditCards.com, and Policygenius. Her work ...

The decision to file for bankruptcy is rarely an easy one to make. For many people, a bankruptcy filing comes after months or even years of struggling with mounting debt, creditor calls and the ...

Bankruptcy is an option when you are facing serious financial difficulties. Chapter 7 bankruptcy is a way to legally ...

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I have over $50,000 in credit card debt after living in New York City for eight years. After looking at my options, filing for bankruptcy was the right choice to wipe the slate clean. The process was ...

Q: How much are the lenders paying you to tell people not to file for bankruptcy? These bloodsuckers get richer by jacking up interest rates for people who hit rock bottom. It makes no sense to try to ...

According to the latest data from the U.S. Courts, the total number of personal bankruptcy filings increased by about 16% from 2023 to 2024. During this period, there were 434,064 total filings ...