Personal property is a standard coverage on a homeowners insurance policy. It covers belongings like furniture and clothing, ...

High-valued possessions like jewelry, furs, art, and collectibles can be covered, though coverage sub-limits apply. You may need to purchase a special personal property endorsement to cover high ...

Our rating factors in nationwide availability, cost, coverage ... personal property replacement option in its policies. Since it caters to the military community, USAA provides special discounts ...