If you’re self-employed, you have multiple options when it comes to saving for retirement. Of course, an individual retirement account (IRA) is always on the menu, and two of the most popular IRA ...

What advisers need to know about Solo 401(k)s and SEP IRAs. For self-employed individuals, freelancers, and small business owners without full-time employees, securing the right retirement plan can be ...

How Does a SEP-IRA Work? A listener named Wasittha asked me the following question: “I’ve been trying to max out my IRA and 401(k). However, I’ll be unemployed next year for a while–hopefully not for ...

The Employee Retirement Income Security Act of 1974 (ERISA) created the IRA account, and by 1975, workers who had no access to employer-sponsored retirement plans could contribute up to $1,500. Over ...

The IRA contribution limit for 2026 has been raised by $500, to $7,500 for those under age 50. The IRA catch-up limit is a ...

It’s no secret that employer-sponsored retirement plans help businesses attract and retain workers. However, finding affordable 401(k) management companies is challenging. The top retirement plan ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Retirement planning is one of the most important financial ...

Employers can’t contribute directly to an employee’s personal Roth IRA, but they can still help with retirement savings in other ways. The SECURE 2.0 Act allows employers to contribute to SIMPLE IRAs ...

“Diversify or be prepared to downsize your plans,” said Lon Welsh, founder of Ironton Capital. “Alternative accounts like IRAs, SEP IRAs and real estate-backed investments can provide tax advantages, ...

Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Ebony Howard is a certified public ...