Higher-income earners must make 401(k) catch-up contributions with after-tax dollars and place them in a Roth account.

Be sure you understand the tax consequences before making the change Cathy Pareto, MBA and CFP®, is the founder and president of Cathy Pareto & Associates Inc. For more than twenty years, Cathy has ...

For many of us, retirement may seem far away. However, if you ask people who have already retired, many of them will tell you just how fast it can creep up on you. That's why it's important to begin ...

Despite these major benefits, it's not a given that a Roth IRA is the best retirement savings tool for you. Here are two ...

It's a matter of what you do with your account.

Financial pros typically recommend an even split between the two. We put that to the test.

If you want to roll over money from your 401(k) into a Roth IRA, there’s good news: any employer matching funds in a 401(k) ...

Roth IRAs are very flexible when it comes to early withdrawals. That's not necessarily a good thing. Using your Roth IRA as ...