WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more.

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

Certificates of deposit (CDs) can be invested for short-term and long-term gain, using strategies that boost the growth ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

Certificate of deposit rates have been relatively high over the past few years thanks to the Federal Reserve’s efforts to snuff out inflation. But that window of opportunity is closing fast. The Fed ...

*Rates and APYs are subject to change. All information provided here is accurate as of April 2, 2026. Investing in the stock market can allow your money to grow, but also involves risk. Storing your ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more.

Certificates of deposit are becoming a more attractive savings option thanks to being a low-risk investment with greater earning power as interest rates continue to rise. A CD is a fixed-rate deposit ...

American Express is usually best known for its cards, but its deposit accounts are also worth considering. American Express CDs come with no fees and offer solid rates on shorter terms, making them a ...

Use our free CD calculator to see how much you can earn with the best certificate of deposit (CD) rates. This can help you select the best option for your long-term financial needs. What is a CD ...

Focus on CDs for cash reserves, consider IRA CDs and CD ladders and compare rates. But don’t lose sight of a CD’s purpose. The investing information provided on this page is for educational purposes ...

A brokered CD is bought through a brokerage firm rather than a bank. It offers most of the benefits of a traditional CD, plus longer terms and higher interest earnings. At the same time, brokered CDs ...