If you have a mortgage, you may be unknowingly participating in a mortgage-backed security (MBS). That is, your home loan may be part of a pool of mortgages that has been packaged ...

If you look at the biggest industry forecasts, analysts predict that mortgage rates will either hold steady or drop slightly ...

Fannie Mae and Freddie Mac were bailed out by the government during the housing crisis nearly 17 years ago. The Trump ...

Industry experts discussed everything from Treasury yields and CMBS delinquencies to multifamily dynamics and the growth of ...

Also, according to Bloomberg data analyzing the total return of U.S. mutual funds that are labeled “investment-grade” ( PFIG) ...

At its January 2025 meeting, the Federal Reserve opted to hold its target interest rate steady, leaving the low end of the range at 4.25%. "The (Fed) is strongly committed to supporting ...

The Federal Reserve doesn ... and sells debt securities in the financial marketplace. This helps support the flow of credit, which tends to have an overarching impact on mortgage rates.

including government securities, savings accounts, and loans. As the fed funds rate rises and falls, so do mortgage rates. The Federal Reserve’s discount rate is a tool that provides liquidity ...

As mentioned, mortgage rates haven't fallen in line with the Fed's rate cuts because they depend on factors beyond the agency's benchmark rate, such as the economy and 10-year Treasury bond yields.