The credit rating software is designed to evaluate borrowers’ financial health, risk profile, and repayment capacity before loans are granted ... of the financial system. Provided by SyndiGate ...

Recently, institutions have developed their own risk rating systems. These produce estimates of the probability of loan default. Many also produce ... Intensity models of default risk This system ...

NBFCs' unsecured consumer credit growth remains strong despite RBI's risk weight adjustments, benefiting from lower interest ...

“Lending to NBFCs constitutes 9% of overall banking system credit. Revision in risk ... rating. RBI had then also hiked the weights on certain consumer credit segments such as personal loans ...