We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. You want to buy a home ...

A home equity loan allows homeowners to convert a portion of their home’s equity into a lump sum of cash. While there are minimum requirements that borrowers must satisfy to qualify, getting a home ...

If you qualify for a no-down-payment mortgage, you could get a loan for the full purchase price of a home. Here’s what you need to know. A no-down-payment mortgage doesn’t require you to make a down ...

Between rising home prices and today's high mortgage rates, buying a home has gotten very expensive. "Today's home affordability is the worst we've seen since the early '80s," says Neil Christiansen, ...

Most personal loan terms have a one-year minimum, but that may still be too long for your liking. If you need a loan you can pay back quickly, such as for an unexpected expense, there are short-term ...

David McMillin writes about credit cards, mortgages, banking, taxes and travel. Based in Chicago, he writes with one objective in mind: Help readers figure out how to save more and stress less. He is ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. You want to get a home ...

A no-down-payment mortgage allows you to finance 100 percent of your home, but you’ll likely still have to pay closing costs — or roll them into your mortgage. VA loans and USDA loans don’t typically ...

A lower credit score doesn’t necessarily mean a lender will deny you a home equity loan. It does mean the loan will be more expensive, as you won’t get the lowest interest rate. It’s possible to get a ...