A good auto loan rate depends on your circumstances and the vehicle. In December 2025, the average new car loan rate was 6.90 ...

You’re more likely to find rates below 4% when you have a higher credit score Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side ...

Auto lenders are increasingly running up against unscrupulous borrowers and others who use goosed up credit scores, as well as fake identities, to take out car loans that many have absolutely no ...

The share of subprime borrowers at least 60 days behind on their auto loans rose to 6.65% in October, the highest level on record, according to Fitch Ratings data going back to the early 1990s.

Can you buy a new car with bad credit in 2025? Yes, it’s possible, but it’s tricky and carries some risks. Still, it can be done if you do your homework and plan properly. Ideally, you should avoid ...

Automobile affordability is a significant financial burden, with 80% of new car purchases in 2024 being financed due to high prices and interest rates. Auto loan debt has surged to $1.644 trillion, ...

More new-car shoppers are taking on seven-year loans, a trend that underscores the rising cost of financing a vehicle. Auto loans with terms of seven years or longer made up 22% of all new vehicle ...