Offsets are a tool insurers use to reduce the benefits they owe an injured worker by deducting benefits the worker receives ...

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A bill introduced in Congress this month would end the disparity in how long-term disability insurance carriers treat physical conditions and mental conditions or substance abuse disorders. Today, ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Disability income replaces a portion of lost wages when an ...