Loans that are insured by the FHA have lower down payment requirements than conventional loans and tend to be a more affordable option for first-time homebuyers. However, even an FHA loan has fees ...

An FHA loan is a mortgage insured by the Federal Housing Administration. This government agency guarantees the loan, but it doesn’t actually lend money. Instead, lenders who participate in the ...

The Federal Housing Administration (FHA), part of the U.S. Department of Housing and Urban Development (HUD), provides insurance for a type of reverse mortgage known as a home equity conversion ...

You’ll need an escrow account to pay insurance and taxes Robert Daly / Getty Images Federal Housing Administration (FHA) loans require all borrowers to have escrow accounts. The accounts are ...

If you got your FHA loan after the year 2000, you may be able to cancel your FHA mortgage insurance. If you got your loan before 2000, you’ll continue to pay the premiums in most cases.

The organizations play a critical role in our economy, providing affordable single family mortgage loans to enable ...

The extension of the moratorium was announced in conjunction with HUD Secretary Scott Turner’s visit to Los Angeles.

Layoffs at FHA could potentially slow down the agency’s work, which includes providing over $1.3 trillion in mortgage insurance for single-family homes, multifamily properties and health care ...

Loan officers are seeing increase demand for government mortgages, and if rates go lower, there could be a wave of refinances ...

The FHA is one of the largest mortgage insurers in the world and has insured more than 40 million home loans since 1934, according to the agency’s website. The insurance is a key resource for ...