Nearly half of American households have credit card debt and pay more than 20% in interest on their revolving balances. Even when the Federal Reserve cuts rates, those high APRs don't fall much.
Bankrate on MSN
Bankrate’s 2026 credit card debt report
Nearly half of Americans are still in credit card debt.
Your credit limit can be slashed without warning, even if you've never missed a payment. Here's why it happens and how to protect your credit score.
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