Early withdrawals can shrink your 401(k) savings. See how to calculate the IRS 10% penalty, and learn about exceptions, SECURE 2.0 updates, and penalty‑free alternatives.

For a 65-year-old staring at a lifetime of paychecks replaced by portfolio statements, the central question is not just "Did ...

There's a new rule coming to 401(k) catch-up contributions this year that affects higher earners. And it may also have an ...

Recent research reveals retirees withdraw just 2.1% of their savings annually—about half the amount experts recommend. Here's ...

To be clear, you probably don't want to keep all your retirement savings in a taxable account, because that means losing out ...

When you near retirement, the choices you make with your 401(k) retirement plan matter the most. This article explains the ...

This new rule will give families more flexibility by allowing some people to tap into their retirement savings early without the usual penalty, to help cover the cost of long-term medical care even ...

Roth conversion strategies for tax efficiency, preservation portfolios, and lifestyle tips for well-being—read now.

Saving a lot of money at a young age can set you up for future financial success. In fact, if you have a lot of money ...

The new change to catch-up contributions could mean you’ll have more taxable income in the next filing year. For ...

But keep in mind that you can't keep all that money in there forever. The IRS requires you to begin withdrawing money from ...