The new change to catch-up contributions could mean you’ll have more taxable income in the next filing year. For ...
Recent research reveals retirees withdraw just 2.1% of their savings annually—about half the amount experts recommend. Here's ...
A 401 (k) is designed for retirement, not short-term emergencies. The baseline rule is this: withdraw money before age 59½, ...
Early withdrawals can shrink your 401(k) savings. See how to calculate the IRS 10% penalty, and learn about exceptions, SECURE 2.0 updates, and penalty‑free alternatives.
Turning 65 used to mean a hard stop at work and a simple rule of thumb for tapping savings. Today, retirements stretch longer ...
Turning 60 is a major milestone, especially when it comes to your 401(k) retirement plan. In 2026, there will be several changes to 401(k)s, including new contribution limits and tax changes for high ...