For a 65-year-old staring at a lifetime of paychecks replaced by portfolio statements, the central question is not just "Did ...

Early withdrawals can shrink your 401(k) savings. See how to calculate the IRS 10% penalty, and learn about exceptions, SECURE 2.0 updates, and penalty‑free alternatives.

There's a new rule coming to 401(k) catch-up contributions this year that affects higher earners. And it may also have an ...

Recent research reveals retirees withdraw just 2.1% of their savings annually—about half the amount experts recommend. Here's ...

When you near retirement, the choices you make with your 401(k) retirement plan matter the most. This article explains the ...

This new rule will give families more flexibility by allowing some people to tap into their retirement savings early without the usual penalty, to help cover the cost of long-term medical care even ...

One of the most attractive features of a 401(k) plan is that you can contribute pretax dollars throughout your career. This reduces your taxable income and allows you to contribute more to your ...

When faced with rising rent and mounting debt, the temptation to dip into a 401(k) to buy a home can be strong, but personal ...

The new change to catch-up contributions could mean you’ll have more taxable income in the next filing year. For ...

If you are reviewing your retirement savings for 2026, there are changes set for 401(k)s that you should be aware of. The ...

When facing a financial emergency, accessing money in a 401(k) plan can feel a bit like being stranded at sea: surrounded by water, yet unable to take a drink. Your money is there, it’s just not ...